DO YOU NEED A LOWER INTEREST RATE ON YOUR CREDIT CARDS ?

Fill out the form for a free debt assessment.

We’ll listen, clearly explain your options, and take you through the process of applying for the right RATE REDUCTIONS solution.

Get Free Assessment


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HOW IT WORKS ?

1. FILL OUT THE FORM

Fill out the form on this page and one of our friendly team will be in contact with you today.

2. YOUR POSSIBILITIES

We will run through your debts and identify what you can afford to pay each month.

3. RIGHT SOLUTION

We will then suggest the right solution for you and help you put this in place.

Credit Counselling Services

Out-of-control debt and other financial worries are stressful! These things damage our life and the lives of people around us. Financial worries can affect mental health, cause trouble in relationships and complicated minor life events. Your life does not have to be like that! At Credit Counselling Services we will work hard to make things better for you financially.

Our professionally trained credit counselors provide services to all USA residents. Our credit counsellors will help deal with your financial concerns and help you find opportunities for positive change.

Our Company will make sure you are well prepared to receive lower interest bearing instruments.

WHO WE ARE?

We’re the people who understand debt.

We are a Family Service Agency providing confidential credit and budget counselling to individuals and families through telephone interaction, or online requests. When appropriate, we provide additional support through a Debt Repayment Program (DRP), which is an effective alternative to Consumer Proposals and/or Bankruptcy.

We know the stress it can cause – and how to remove this stress by helping you get back in control quickly.
We’ll listen, clearly explain your options, and take you through the process of applying for the right solution.
We’ve been doing this a long time, so we know how to ensure any repayment plan is fair and practical for you.

Our Company will make sure you are well prepared to receive lower interest bearing instruments.

What We Offer:

  • . Professionally educated and trained counsellors
  • . Affordable repayment programs
  • . Personal finance tools which will help you become debt free and financially independent

Our Credit Counselling Services Include:

  • . individual and household budgeting
  • . Debt repayment programs
  • . Alternatives to Bankruptcy/ Consumer Proposals
  • . Communicating with creditors
  • . Community education

Our primary role is to provide confidential and unbiased counselling services that help individuals and families regain financial independence through ongoing support.

Contact us today by phone or our website to arrange a FREE initial consultation. Remember… you have options; we’ll help you discover them.

HOW CAN WE HELP YOU WITH RATE REDUCTIONS?

YOU'RE ON YOUR WAY TO RESOLVING YOUR DEBT PROBLEMS.

CREDIT COUNSELLING SERVICE - FREE!

A credit counselor will help you identify specific issues which may be at the heart of your financial woes, and we’ll look together at different solution options.

Through our credit counselling service, a credit counselor will spend time helping you discover solutions to your financial concerns. This means developing a budget to help you learn exactly what’s involved in tracking and controlling spending.

A credit counselor will also help you identify specific issues which may be at the heart of your financial woes, and we’ll look for solutions.

Our credit counselling service is private and no creditor or credit reporting organization will be aware that you have talked with us unless you specifically give us permission to communicate with them. Credit counselling is one of the best ways to help you get control of your debts, and help you get back on track.

DEBT REPAYMENT PROGRAM - PAID!

This is the service our clients find most helpful. You will have a session with one of our professionally trained counsellors who will complete a total assessment of all your finances. Based on the outcome, he or she also develops an alternate repayment program for your creditors to consider. Generally speaking, 97% of these proposals are accepted and you will have a single, affordable, monthly payment. Simply put, you deposit to CCSNL monthly and we distribute the funds. The real savings is the significantly reduced interest rates that your counsellor will have negotiated.

What debt can be included in a Debt Repayment Program?

  • . Credit Card Debt
  • . Lines of Credit
  • . Bank, Credit Union, or Finance Company Installment Loans
  • . Furniture Loans
  • . Retail Credit Cards
  • . Payday/ Installment Loans
  • . Buy Now, Pay Later Plans
  • . Unsecured Debt

What debt cannot be included in a Debt Repayment Program?

  • . Mortgages
  • . Loans Secured by Vehicles or Other Equipment
  • . Lease Payments
  • . Other Secured Loans

If monthly debt payments are difficult to handle, or interest charges are a real roadblock to you becoming debt free, then a Debt Repayment Program may be just the solution you need.


TALKING WITH CREDITORS - PAID!

You’re faced with decisions. You may want to repay your debt but may not be able. With your counsellors help you will be able to deal effectively with creditors.

Communicating and dealing with creditors opens the door and helps them understand your situation. This often includes speaking or writing on your behalf. This may be intimidating for you, but it is necessary and we can help.

Let’s face it, nobody plans to be in financial trouble, but circumstances change and when they do, you need to act promptly and keep your creditors informed. Once they are aware of what’s happening, obtaining their cooperation is often easier.

You’re faced with decisions. You may want to repay your debt but may not be able. With your counsellors help you will be able to deal effectively with creditors.

Pricing Structure

Comprehensive Services are structured specifically for each Client based on our ability to make them successful

and never exceed 5% of the Clients Managed Debt serviced by SOLVENCY SOLUTIONS

TIER I

DEBT LESS THAN

$50,000

Tier I

Debt less than $50,000

Clients Managed Debt serviced by Solvency solutions less than $50,000 Equates to 5% of such Managed Debt.

TIER II

DEBT IN EXCESS OF

$50,000

Tier II

Debt Excess of $50,000

Clients Managed Debt serviced by Solvency solutions In excess of $50,000 USD will see discounts lower than 5% and are determined on an individual basis (Never higher).

COMPREHENSIVE DEBT SOLUTION

We offer a comprehensive debt solution for people from all walks of life.

If this is the reason you have come to our website, please don't hesitate to contact us via our contact form and we will call you back.

Take control of your debt

GET A FREE DEBT ASSESSMENT

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Privacy and conditions

We are committed to protecting your privacy. Our privacy policy provides an overview of how we collect, use and disclose the personal information of our clients. “Personal Information” means any information about an identifiable individual. We recognize the importance of privacy and the sensitivity of personal information received by us in the course of our business. This policy has been developed with those obligations in mind.

Our Need for Personal Information

In order to be able to assist our clients, we need access to all relevant facts and information that relate to the financial situation of our clients. This information will necessarily include personal information about our clients and about individuals other than our clients.

Consent

We do not, except where otherwise permitted by law, collect, use or disclose personal information unless the client is aware of the purposes for which the information will be used or disclosed, and has given his or her consent to such use or disclosure.

Collection

Where practical, we endeavor to collect personal information directly from the person to whom the information relates. When necessary, we will collect personal information from other sources. We limit our collection of personal information to include only what is necessary to assist our clients. In the course of providing services to you we will be required, in certain circumstances, to obtain information or assets from third parties, for example credit checking organizations.

Use and Disclosure

We limit our use of personal information to those purposes which have been disclosed to our clients, or for purposes which are otherwise permitted by law. We use and disclose personal information in compliance with all applicable federal and provincial privacy legislation.

Specifically, we use and disclose personal information in the following circumstances:

- If we discuss an informal proposal with some or all of your creditors and collection agencies, we may disclose certain personal and financial information to your creditors and collection agencies. We will disclose to each creditor or collection agency only as much information as is needed to perform our services.

- If you decide to enter into a formal proposal with the assistance of a licensed Trustee, we will provide certain documents containing personal and financial information to the Trustee. The Trustee will file this information with the Office of the Superintendent of Bankruptcy, a federal government agency, to initiate protection for you under the Bankruptcy and Insolvency Act (the “Act”). It will be necessary to notify your creditors of your legal status as a debtor under the provisions of the Act. They will also have access to certain documents, including your Statement of Affairs.

- Your personal information may be shared among the InSync Financial Group of Companies including but not limited to eCreditBuilder, Credence Financial Services and CreditPoint Mortgage. This will always be done with your consent.

Security of Personal Information

We recognize our obligation to protect the confidential information of our clients. We recognize as well our obligation to protect the personal information we have gathered about our clients and about other individuals as part of providing our services. We have therefore made arrangements to secure against the unauthorized access, collection, use, disclosure, copying, modification, disposal or destruction of personal information.

Accuracy and Access

When working with clients we highlight the importance of providing us with accurate and complete information. Our clients can always access the personal information they provide us in compliance with relevant privacy laws.

Retention

We retain your personal information as long as necessary to provide the services that you require and in accordance with relevant legislation.

On-line Privacy

By using our Website or related services, you consent to the collection, use and disclosure of your personal information in accordance with this Privacy Policy. In addition, to any information the consumer may provide cookies may also be collected. "Cookies" are small text files offered to a user's computer by web servers in order to keep track of the user's browser as a website is navigated.

Contacting or Communicating with Us

If you have any questions with respect to our policies concerning the handling of your personal information, or if you wish to request access to, or correction of, your personal information under our care and control, please contact our Privacy Officer at:

Solvency Solutions Inc.

Phone: 1(866)249-5008

Email : info@solvency-solutions.com

Attention: Privacy Officer

If you are dissatisfied with our handling of your personal information, we invite you to contact our Privacy Officer in writing, setting out the reasons for your concern.

Changes to this Privacy Policy

We reserve the right to modify this Privacy Policy at anytime without notice. The Privacy Policy posted at any time or from time to time via this website shall be deemed to be the Privacy Policy then in effect.

 

Last revised: Sep 01, 2017

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Terms and conditions

PLEASE READ THE FOLLOWING TERMS OF SERVICES & LEGAL NOTICES (“THIS AGREEMENT”) CAREFULLY BEFORE USING THE solvency-solutions.COM WEBSITE (the “site” or “solvency-solutions.com”).

These terms explain your (and our) rights under this Agreement, and make certain disclosures required by the law. By using the Site, you give your assent to the terms of this Agreement.

If you do not agree to these terms, you may not use the Site. solvency-solutions.com (“solvency-solutions.com”, “We” or “Our”) has the right, in our sole discretion, to modify, add or remove any terms or conditions of this Agreement without giving individual notice to you, by posting the changes on the Site.

Your continuing use of the Site signifies your acceptance of any such changes.

Although I’m going to give you a lot of valuable information in this evaluation, you must understand that this evaluation is not legal advice.

The use of this website is subject to the following terms of use:

- The content of the pages of this website is for your general information and use only. It is subject to change without notice.

- Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

- Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

Changes to this Terms and conditions

We reserve the right to modify this Terms at anytime without notice. The Terms and conditions posted at any time or from time to time via this website shall be deemed to be the Terms then in effect.

 

Last revised: Sep 01, 2017

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Refund Policy

Refund Policy (for Services)

If you are not 100% satisfied with your purchase, you may contact us within 120 days from the purchase date by :

phone :1(866)249-5008 or

Email : refund@solvency-solutions.com

and we will provide a full refund of your purchase.

Solvency-solutions.com (“solvency-solutions.com”, “We” or “Our”) has the right, in our sole discretion, to modify, add or remove any terms or conditions of this Agreement without giving individual notice to you, by posting the changes on the Site.

 

Last revised: Sep 01, 2017